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Chime Bank

$6.00

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Chime is a neobank (a branchless online bank) that offers digital banking services through a mobile app. Chime provides no-fee accounts and features like early direct deposit, automatic savings, and a Visa debit card. It is designed to provide a convenient, low-cost alternative to traditional banks.How Chime WorksSign Up – Download the Chime app (available on iOS & Android) and sign up for an account.Get a Chime Visa Debit Card – After signing up, you’ll receive a free Visa debit card linked to your account.Direct Deposit – Set up direct deposit to receive your paycheck or government benefits, up to 2 days early.Use the App – Manage your account, make transfers, pay bills, and track spending using the Chime app.Key Features of Chime Bank✅ No Monthly Fees – Chime does not charge monthly maintenance fees.✅ No Overdraft Fees – Chime’s SpotMe feature allows you to make purchases even if you don’t have enough funds in your account (up to a limit of $200).✅ Free ATM Access – Use ATMs within the Visa Plus Alliance, with 24,000+ ATMs available without fees.✅ Early Direct Deposit – Get paid up to 2 days early with direct deposit.✅ Automatic Savings – Round up your purchases and save the change in your Save When I Get Paid account or set up automatic transfers.✅ Chime Visa Debit Card – Use the card for online and in-store purchases.✅ Mobile Check Deposit – Deposit checks directly into your Chime account via the mobile app.✅ Security – FDIC insurance up to $250,000 through partner banks and 2-factor authentication for app security.Chime’s Two Main AccountsChime Spending Account – A basic checking account with debit card and direct deposit features.Chime Savings Account – A high-yield savings account with an automatic savings program and no minimum balance.